The First National Bank Of Waverly is a bank based in Waverly, Ohio, established in 1901, with $204 million in total assets across 4 branches. By Trust Grade it ranks 109th of 157 banks we track in Ohio. Its capital ratio of 9.0% trails most similarly sized banks (30th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against The First National Bank Of Waverly appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Waverly compares to Ohio peers
How we graded The First National Bank Of Waverly
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.0% capital ratio)
- Profitable (ROA 0.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Waverly over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 101 Thornton Dr, Piketon, OH 45661
- 310 3rd St, Beaver, OH 45613
- 13256 State Route 124, Piketon, OH 45661
- 107 N Market St, Waverly, OH 45690
Are deposits at The First National Bank Of Waverly insured?
Yes. The First National Bank Of Waverly is an FDIC-insured bank (FDIC certificate #6725). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Waverly: frequently asked questions
Is The First National Bank Of Waverly a good bank?
The First National Bank Of Waverly earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Profitable (ROA 0.56%).
Is The First National Bank Of Waverly FDIC-insured?
Yes. The First National Bank Of Waverly is a FDIC-insured bank (FDIC certificate #6725). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Waverly?
The First National Bank Of Waverly holds $204 million in total assets, ranking 109th of 157 banks we track in Ohio. It operates 4 branches.
Does The First National Bank Of Waverly have CFPB complaints?
No CFPB complaints against The First National Bank Of Waverly appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
