Unified Bank is a bank based in Martins Ferry, Ohio, established in 1902, with $853 million in total assets across 19 branches. By Trust Grade it ranks 103rd of 157 banks we track in Ohio. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Unified Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Unified Bank compares to Ohio peers
How we graded Unified Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Unified Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (19)
- 201 N Columbus St, Lancaster, OH 43130
- 141 N Broadway St, New Philadelphia, OH 44663
- State Route 250 And Sharon Road, Colerain, OH 43916
- 325 Howard St, Bridgeport, OH 43912
- 15 Sherrod Avenue, Sherrodsville, OH 44675
- County Road 80 And North Wooster Avenue, Dover, OH 44622
- 2 N Smith St, Dellroy, OH 44620
- 68400 Stewart Dr, Saint Clairsville, OH 43950
- 873 Chestnut St, Nelsonville, OH 45764
- 1321 E Main St, Lancaster, OH 43130
- 88 High St, Glouster, OH 45732
- 318 E Main St, Jewett, OH 43986
- 303 Walden Ave, Tiltonsville, OH 43963
- 100 Plaza Dr, Saint Clairsville, OH 43950
- 201 S 4th St, Martins Ferry, OH 43935
- 700 7th St, Moundsville, WV 26041
- 202 N Wooster Ave, Strasburg, OH 44680
- 836 National Rd, Wheeling, WV 26003
- 345 Highway 7 N, Powhatan Point, OH 43942
Are deposits at Unified Bank insured?
Yes. Unified Bank is an FDIC-insured bank (FDIC certificate #9463). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Unified Bank: frequently asked questions
Is Unified Bank a good bank?
Unified Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.31%).
Is Unified Bank FDIC-insured?
Yes. Unified Bank is a FDIC-insured bank (FDIC certificate #9463). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Unified Bank?
Unified Bank holds $853 million in total assets, ranking 103rd of 157 banks we track in Ohio. It operates 19 branches.
Does Unified Bank have CFPB complaints?
No CFPB complaints against Unified Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
