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First Federal Bank Of Ohio

Galion, OH · Est. 1891 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

First Federal Bank Of Ohio is a bank based in Galion, Ohio, established in 1891, with $283 million in total assets across 9 branches. By Trust Grade it ranks 83rd of 157 banks we track in Ohio. Its capital ratio of 14.3% is stronger than 87% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against First Federal Bank Of Ohio appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$283.0M
$100M–1B institution
Deposits
$234.8M
Branches
9
Capital ratio
14.3%
Top 13% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.3%
Bottom 8% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#83
of 157 banks

How First Federal Bank Of Ohio compares to Ohio peers

Capital ratio
Top 13% of $100M–1B peers
First Federal
14.3%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
First Federal
0.3%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded First Federal Bank Of Ohio

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (14.3% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Federal Bank Of Ohio over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 1748 W 4th St, Mansfield, OH 44906
  • 70 N Main St, Mount Gilead, OH 43338
  • 1495 Lexington Ave, Mansfield, OH 44907
  • 901 Bucyrus Rd, Galion, OH 44833
  • 200 Mansfield Ave, Shelby, OH 44875
  • 123 S Marion St, Cardington, OH 43315
  • 140 N Columbus St, Galion, OH 44833
  • 5502 Milan Rd, Sandusky, OH 44870
  • 1660 W Market St, Tiffin, OH 44883

Are deposits at First Federal Bank Of Ohio insured?

Yes. First Federal Bank Of Ohio is an FDIC-insured bank (FDIC certificate #27643). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Federal Bank Of Ohio: frequently asked questions

Is First Federal Bank Of Ohio a good bank?

First Federal Bank Of Ohio earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.30%).

Is First Federal Bank Of Ohio FDIC-insured?

Yes. First Federal Bank Of Ohio is a FDIC-insured bank (FDIC certificate #27643). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Federal Bank Of Ohio?

First Federal Bank Of Ohio holds $283 million in total assets, ranking 83rd of 157 banks we track in Ohio. It operates 9 branches.

Does First Federal Bank Of Ohio have CFPB complaints?

No CFPB complaints against First Federal Bank Of Ohio appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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