Somerville Bank is a bank based in Eaton, Ohio, established in 1910, with $294 million in total assets across 8 branches. By Trust Grade it ranks 142nd of 157 banks we track in Ohio. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Somerville Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Somerville Bank compares to Ohio peers
How we graded Somerville Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Somerville Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 4 S Main St, Camden, OH 45311
- 5200 College Corner Pike, Oxford, OH 45056
- 75 N Brookwood Ave, Hamilton, OH 45013
- 1131 N Barron St, Eaton, OH 45320
- 601 Hillcrest Dr, Eaton, OH 45320
- 695 W Main St, New Lebanon, OH 45345
- 197 S Main St, Somerville, OH 45064
- 8671 Union Centre Pavillion Drive, West Chester, OH 45069
Are deposits at Somerville Bank insured?
Yes. Somerville Bank is an FDIC-insured bank (FDIC certificate #6700). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Somerville Bank: frequently asked questions
Is Somerville Bank a good bank?
Somerville Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Profitable (ROA 0.63%).
Is Somerville Bank FDIC-insured?
Yes. Somerville Bank is a FDIC-insured bank (FDIC certificate #6700). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Somerville Bank?
Somerville Bank holds $294 million in total assets, ranking 142nd of 157 banks we track in Ohio. It operates 8 branches.
Does Somerville Bank have CFPB complaints?
No CFPB complaints against Somerville Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
