bank

Erebor Bank, N.A.

Columbus, OH · Est. 2026
C
Trust Grade
Average
Score: 76/100

Erebor Bank, N.A. is a bank based in Columbus, Ohio, established in 2026, with $1.7 billion in total assets across 1 branch. By Trust Grade it ranks 149th of 157 banks we track in Ohio. Its capital ratio of 35.3% is stronger than 100% of similarly sized banks, versus a Ohio median of 10.3%. It posted a loss over the most recent period (-1.41% return on assets), a point to watch. No consumer complaints against Erebor Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.7B
$1B–10B institution
Deposits
$1.1B
Branches
1
Capital ratio
35.3%
Top 0% of $1B–10B peers · Ohio median 10.3%
Return on assets
-1.4%
Bottom 1% of $1B–10B peers · Ohio median 0.93%
Rank in Ohio
#149
of 157 banks

How Erebor Bank, N.A. compares to Ohio peers

Capital ratio
Top 0% of $1B–10B peers
Erebor Bank,
35.3%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $1B–10B peers
Erebor Bank,
-1.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Erebor Bank, N.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
76/100
Customer experience
n/a
Overall
C · 76
  • Strongly capitalized (35.3% capital ratio)
  • Unprofitable over the period (ROA -1.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Erebor Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 500 Neil Ave, Columbus, OH 43215

Are deposits at Erebor Bank, N.A. insured?

Yes. Erebor Bank, N.A. is an FDIC-insured bank (FDIC certificate #59378). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Erebor Bank, N.A.: frequently asked questions

Is Erebor Bank, N.A. a good bank?

Erebor Bank, N.A. earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Strongly capitalized (35.3% capital ratio); Unprofitable over the period (ROA -1.41%).

Is Erebor Bank, N.A. FDIC-insured?

Yes. Erebor Bank, N.A. is a FDIC-insured bank (FDIC certificate #59378). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Erebor Bank, N.A.?

Erebor Bank, N.A. holds $1.7 billion in total assets, ranking 149th of 157 banks we track in Ohio. It operates 1 branch.

Does Erebor Bank, N.A. have CFPB complaints?

No CFPB complaints against Erebor Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Waterford Bank, N.A.
bank · Toledo, OH · $1.7B assets
Sutton Bank
bank · Attica, OH · $1.7B assets
The Ohio Valley Bank Company
bank · Gallipolis, OH · $1.7B assets
The State Bank And Trust Company
bank · Defiance, OH · $1.6B assets
The Vinton County National Bank
bank · Mcarthur, OH · $1.6B assets
Main Street Bank Corp.
bank · Wooster, OH · $1.5B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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