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First Federal Community Bank Of Bucyrus

Bucyrus, OH · Est. 1887 · Website ↗
B
Trust Grade
Strong
Score: 88/100

First Federal Community Bank Of Bucyrus is a bank based in Bucyrus, Ohio, established in 1887, with $356 million in total assets across 6 branches. By Trust Grade it ranks 124th of 157 banks we track in Ohio. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against First Federal Community Bank Of Bucyrus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$356.2M
$100M–1B institution
Deposits
$286.6M
Branches
6
Capital ratio
7.7%
Bottom 12% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.8%
Bottom 26% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#124
of 157 banks

How First Federal Community Bank Of Bucyrus compares to Ohio peers

Capital ratio
Bottom 12% of $100M–1B peers
First Federal
7.7%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
First Federal
0.8%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded First Federal Community Bank Of Bucyrus

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.7% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Federal Community Bank Of Bucyrus over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 875 S Sandusky Ave, Bucyrus, OH 44820
  • 220 W Mansfield St, New Washington, OH 44854
  • 119 S Sandusky Ave, Bucyrus, OH 44820
  • 251 Colemans Xing, Marysville, OH 43040
  • 2020 E Mansfield St, Bucyrus, OH 44820
  • 350 N Seltzer St, Crestline, OH 44827

Are deposits at First Federal Community Bank Of Bucyrus insured?

Yes. First Federal Community Bank Of Bucyrus is an FDIC-insured bank (FDIC certificate #29705). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Federal Community Bank Of Bucyrus: frequently asked questions

Is First Federal Community Bank Of Bucyrus a good bank?

First Federal Community Bank Of Bucyrus earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Profitable (ROA 0.80%).

Is First Federal Community Bank Of Bucyrus FDIC-insured?

Yes. First Federal Community Bank Of Bucyrus is a FDIC-insured bank (FDIC certificate #29705). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Federal Community Bank Of Bucyrus?

First Federal Community Bank Of Bucyrus holds $356 million in total assets, ranking 124th of 157 banks we track in Ohio. It operates 6 branches.

Does First Federal Community Bank Of Bucyrus have CFPB complaints?

No CFPB complaints against First Federal Community Bank Of Bucyrus appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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