Skip to main content
bank

The Citizens Bank Company

Beverly, OH · Est. 1863 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Citizens Bank Company is a bank based in Beverly, Ohio, established in 1863, with $330 million in total assets across 5 branches. By Trust Grade it ranks 1st of 157 banks we track in Ohio. Its capital ratio of 12.1% is stronger than 74% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against The Citizens Bank Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$329.7M
$100M–1B institution
Deposits
$285.5M
Branches
5
Capital ratio
12.1%
Top 26% of $100M–1B peers · Ohio median 10.3%
Return on assets
1.6%
Top 28% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#1
of 157 banks

How The Citizens Bank Company compares to Ohio peers

Capital ratio
Top 26% of $100M–1B peers
The Citizens
12.1%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of $100M–1B peers
The Citizens
1.6%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Citizens Bank Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.1% capital ratio)
  • Strongly profitable (ROA 1.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Citizens Bank Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • State Route 339, Barlow, OH 45712
  • U.S. 50, State Rte 7 & Township 508, Belpre Township, OH 45742
  • 110 2nd St, Marietta, OH 45750
  • 2500 Washington Blvd, Belpre, OH 45714
  • 501 5th St, Beverly, OH 45715

Are deposits at The Citizens Bank Company insured?

Yes. The Citizens Bank Company is an FDIC-insured bank (FDIC certificate #10266). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Citizens Bank Company: frequently asked questions

Is The Citizens Bank Company a good bank?

The Citizens Bank Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Strongly profitable (ROA 1.59%).

Is The Citizens Bank Company FDIC-insured?

Yes. The Citizens Bank Company is a FDIC-insured bank (FDIC certificate #10266). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Citizens Bank Company?

The Citizens Bank Company holds $330 million in total assets, ranking 1st of 157 banks we track in Ohio. It operates 5 branches.

Does The Citizens Bank Company have CFPB complaints?

No CFPB complaints against The Citizens Bank Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

New Carlisle Federal Savings Bank
bank · New Carlisle, OH · $330M assets
The Farmers State Bank
bank · New Madison, OH · $333M assets
The First National Bank Of Bellevue
bank · Bellevue, OH · $317M assets
Riverhills Bank
bank · Milford, OH · $344M assets
Farmers & Merchants Bank
bank · Miamisburg, OH · $355M assets
Peoples State Bank
bank · New Lexington, OH · $304M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →