Liberty State Bank is a bank based in Powers Lake, North Dakota, established in 1952, with $164 million in total assets across 1 branch. By Trust Grade it ranks 35th of 60 banks we track in North Dakota. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.87% return on assets. No consumer complaints against Liberty State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Liberty State Bank compares to North Dakota peers
How we graded Liberty State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Strongly profitable (ROA 1.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Liberty State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 111 Main St, Powers Lake, ND 58773
Are deposits at Liberty State Bank insured?
Yes. Liberty State Bank is an FDIC-insured bank (FDIC certificate #17096). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Liberty State Bank: frequently asked questions
Is Liberty State Bank a good bank?
Liberty State Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 1.87%).
Is Liberty State Bank FDIC-insured?
Yes. Liberty State Bank is a FDIC-insured bank (FDIC certificate #17096). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Liberty State Bank?
Liberty State Bank holds $164 million in total assets, ranking 35th of 60 banks we track in North Dakota. It operates 1 branch.
Does Liberty State Bank have CFPB complaints?
No CFPB complaints against Liberty State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
