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Jackson Savings Bank, Ssb

Sylva, NC · Est. 1955 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Jackson Savings Bank, Ssb is a bank based in Sylva, North Carolina, established in 1955, with $31 million in total assets across 1 branch. By Trust Grade it ranks 23rd of 38 banks we track in North Carolina. Its capital ratio of 22.8% is stronger than 90% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Jackson Savings Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$31.2M
<$100M institution
Deposits
$24.0M
Branches
1
Capital ratio
22.8%
Top 10% of <$100M peers · North Carolina median 11.6%
Return on assets
0.2%
Bottom 21% of <$100M peers · North Carolina median 0.9%
Rank in North Carolina
#23
of 38 banks

How Jackson Savings Bank, Ssb compares to North Carolina peers

Capital ratio
Top 10% of <$100M peers
Jackson Savings
22.8%
North Carolina median
11.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of <$100M peers
Jackson Savings
0.2%
North Carolina median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Jackson Savings Bank, Ssb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (22.8% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jackson Savings Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 741 W Main St, Sylva, NC 28779

Are deposits at Jackson Savings Bank, Ssb insured?

Yes. Jackson Savings Bank, Ssb is an FDIC-insured bank (FDIC certificate #31266). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jackson Savings Bank, Ssb: frequently asked questions

Is Jackson Savings Bank, Ssb a good bank?

Jackson Savings Bank, Ssb earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (22.8% capital ratio); Profitable (ROA 0.25%).

Is Jackson Savings Bank, Ssb FDIC-insured?

Yes. Jackson Savings Bank, Ssb is a FDIC-insured bank (FDIC certificate #31266). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Jackson Savings Bank, Ssb?

Jackson Savings Bank, Ssb holds $31 million in total assets, ranking 23rd of 38 banks we track in North Carolina. It operates 1 branch.

Does Jackson Savings Bank, Ssb have CFPB complaints?

No CFPB complaints against Jackson Savings Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Hertford Savings Bank, Ssb
bank · Hertford, NC · $20M assets
Black Mountain Savings Bank, Ssb
bank · Black Mountain, NC · $43M assets
Cedar Hill National Bank
bank · Charlotte, NC · $16M assets
Tarboro Savings Bank, Ssb
bank · Tarboro, NC · $55M assets
First Savings And Loan Association
bank · Mebane, NC · $56M assets
Riverside Savings Bank, Ssb
bank · Roanoke Rapids, NC · $94M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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