Blueharbor Bank is a bank based in Mooresville, North Carolina, established in 2008, with $623 million in total assets across 3 branches. By Trust Grade it ranks 10th of 38 banks we track in North Carolina. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 2.17% return on assets. No consumer complaints against Blueharbor Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Blueharbor Bank compares to North Carolina peers
How we graded Blueharbor Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Strongly profitable (ROA 2.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Blueharbor Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 106 Corporate Park Dr, Mooresville, NC 28117
- 245 E Front St, Statesville, NC 28677
- 954 North Main Street, Mount Airy, NC 27030
Are deposits at Blueharbor Bank insured?
Yes. Blueharbor Bank is an FDIC-insured bank (FDIC certificate #58691). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Blueharbor Bank: frequently asked questions
Is Blueharbor Bank a good bank?
Blueharbor Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 2.17%).
Is Blueharbor Bank FDIC-insured?
Yes. Blueharbor Bank is a FDIC-insured bank (FDIC certificate #58691). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Blueharbor Bank?
Blueharbor Bank holds $623 million in total assets, ranking 10th of 38 banks we track in North Carolina. It operates 3 branches.
Does Blueharbor Bank have CFPB complaints?
No CFPB complaints against Blueharbor Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
