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Cattaraugus County Bank

Little Valley, NY · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Cattaraugus County Bank is a bank based in Little Valley, New York, established in 1902, with $379 million in total assets across 7 branches. By Trust Grade it ranks 40th of 118 banks we track in New York. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Cattaraugus County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$379.0M
$100M–1B institution
Deposits
$333.5M
Branches
7
Capital ratio
10.0%
Bottom 47% of $100M–1B peers · New York median 10.4%
Return on assets
0.7%
Bottom 23% of $100M–1B peers · New York median 0.84%
Rank in New York
#40
of 118 banks

How Cattaraugus County Bank compares to New York peers

Capital ratio
Bottom 47% of $100M–1B peers
Cattaraugus County
10.0%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Cattaraugus County
0.7%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Cattaraugus County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (10.0% capital ratio)
  • Profitable (ROA 0.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cattaraugus County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 517 Pine St, South Dayton, NY 14138
  • 42 Main St, Randolph, NY 14772
  • 325 S Cascade Dr, Springville, NY 14141
  • 1165 Main St, Dunkirk, NY 14048
  • 550 Broad St, Salamanca, NY 14779
  • 284 East Fairmount Avenue, Lakewood, NY 14750
  • 116 Main St, Little Valley, NY 14755

Are deposits at Cattaraugus County Bank insured?

Yes. Cattaraugus County Bank is an FDIC-insured bank (FDIC certificate #12959). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cattaraugus County Bank: frequently asked questions

Is Cattaraugus County Bank a good bank?

Cattaraugus County Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Profitable (ROA 0.73%).

Is Cattaraugus County Bank FDIC-insured?

Yes. Cattaraugus County Bank is a FDIC-insured bank (FDIC certificate #12959). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cattaraugus County Bank?

Cattaraugus County Bank holds $379 million in total assets, ranking 40th of 118 banks we track in New York. It operates 7 branches.

Does Cattaraugus County Bank have CFPB complaints?

No CFPB complaints against Cattaraugus County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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