Trustco Bank is a bank based in Glenville, New York, established in 1925, with $6.5 billion in total assets across 133 branches. By Trust Grade it ranks 71st of 118 banks we track in New York. Its capital ratio of 8.3% trails most similarly sized banks (11th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Trustco Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Trustco Bank compares to New York peers
How we graded Trustco Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Trustco Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (133)
- 286 Saratoga Rd, Glenville, NY 12302
- 1410 Curry Rd, Rotterdam, NY 12306
- 1048 State St, Schenectady, NY 12307
- 959 Crane St, Schenectady, NY 12303
- 1620 Union St, Schenectady, NY 12309
- 320 State St, Schenectady, NY 12305
- 3461 State St, Schenectady, NY 12304
- 1818 Central Ave, Albany, NY 12205
- 3900 Carman Rd, Schenectady, NY 12303
- 1400 Altamont Ave, Schenectady, NY 12303
- 372 Northern Blvd, Albany, NY 12204
- 215 Guideboard Rd, Clifton Park, NY 12065
- 141 W Campbell Rd, Rotterdam, NY 12306
- 602 New Loudon Rd, Latham, NY 12110
- 37 Bay St, Glens Falls, NY 12801
- 118 Quaker Rd Ste 9, Queensbury, NY 12804
- 7 Clifton Country Rd, Clifton Park, NY 12065
- 3750 Burgoyne Ave, Hudson Falls, NY 12839
- 43 Round Lake Rd, Ballston Lake, NY 12019
- 1541 Crescent Rd, Clifton Park, NY 12065
- 9 Price Chopper Plz, Mechanicville, NY 12118
- 2471 Route 9 And Dunning Street, Malta, NY 12020
- 3707 New York Route 43, West Sand Lake, NY 12196
- 133 Saratoga Ave, South Glens Falls, NY 12803
- 134 Main Ave, Wynantskill, NY 12198
- 308 Ushers Rd, Ballston Lake, NY 12019
- 104 Merchant Pl, Cobleskill, NY 12043
- 238 W Bridge St, Catskill, NY 12414
- 301 New Scotland Ave, Albany, NY 12208
- 167 Delaware Ave, Delmar, NY 12054
- 34 Wolf Rd, Colonie, NY 12205
- 131 Main St, Greenwich, NY 12834
- 47 Main St, Hoosick Falls, NY 12090
- 2050 Western Ave, Guilderland, NY 12084
- 507 Warren St, Hudson, NY 12534
- 1700 5th Ave, Troy, NY 12180
- 501 Columbia Tpke, Rensselaer, NY 12144
- 1084 Madison Ave, Albany, NY 12208
- 1450 Western Avenue, Albany, NY 12203
- 1 Johnson Rd, Latham, NY 12110
Are deposits at Trustco Bank insured?
Yes. Trustco Bank is an FDIC-insured bank (FDIC certificate #31945). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Trustco Bank: frequently asked questions
Is Trustco Bank a good bank?
Trustco Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.02%).
Is Trustco Bank FDIC-insured?
Yes. Trustco Bank is a FDIC-insured bank (FDIC certificate #31945). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Trustco Bank?
Trustco Bank holds $6.5 billion in total assets, ranking 71st of 118 banks we track in New York. It operates 133 branches.
Does Trustco Bank have CFPB complaints?
No CFPB complaints against Trustco Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
