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Arrow Bank National Association

Glens Falls, NY · Est. 1851 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Arrow Bank National Association is a bank based in Glens Falls, New York, established in 1851, with $4.5 billion in total assets across 38 branches. By Trust Grade it ranks 38th of 118 banks we track in New York. Its capital ratio of 9.7% trails most similarly sized banks (39th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Arrow Bank National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.5B
$1B–10B institution
Deposits
$4.0B
Branches
38
Capital ratio
9.7%
Bottom 39% of $1B–10B peers · New York median 10.4%
Return on assets
1.2%
Bottom 49% of $1B–10B peers · New York median 0.84%
Rank in New York
#38
of 118 banks

How Arrow Bank National Association compares to New York peers

Capital ratio
Bottom 39% of $1B–10B peers
Arrow Bank
9.7%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $1B–10B peers
Arrow Bank
1.2%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Arrow Bank National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Arrow Bank National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (38)

  • 14 Durkee St, Plattsburgh, NY 12901
  • 4307 Main St, Port Henry, NY 12974
  • 123 Montcalm St, Ticonderoga, NY 12883
  • 3853 Main St, Warrensburg, NY 12885
  • 15 Main Street, Lake Luzerne, NY 12846
  • 343 Broadway, Fort Edward, NY 12828
  • 696 Upper Glen St, Queensbury, NY 12804
  • Route 9, South Glens Falls, NY 12803
  • 2252 State Route 9, Lake George, NY 12845
  • 6353 State Route 9, Chestertown, NY 12817
  • Route 9, Schroon Lake, NY 12870
  • 110 George St, Fort Ann, NY 12827
  • 4 Broad Street Plz, Glens Falls, NY 12801
  • 3019 State Route 4, Hudson Falls, NY 12839
  • 8646 State Route 22, Granville, NY 12832
  • 402 Bay Rd, Queensbury, NY 12804
  • 93 Main St, Argyle, NY 12809
  • 238 Main St, Corinth, NY 12822
  • 212 Main St, Salem, NY 12865
  • 184 Broadway, Whitehall, NY 12887
  • 3 Carpenter Ln, Saratoga Springs, NY 12866
  • Wicker Street, Ticonderoga, NY 12883
  • 91 West Avenue, Saratoga Springs, NY 12866
  • 139 Broadway, Saratoga Springs, NY 12866
  • 5023 Us Ave, Plattsburgh, NY 12903
  • 25 W Main St, Cambridge, NY 12816
  • 250 Glen St, Glens Falls, NY 12801
  • 73 Broad St, Schuylerville, NY 12871
  • 1153 State Route 29, Greenwich, NY 12834
  • 386 Clifton Park Ctr Rd, Clifton Park, NY 12065
  • 221 Corinth Rd, Queensbury, NY 12804
  • 501 New Karner Rd, Albany, NY 12205
  • 120 Hoosick St, Troy, NY 12180
  • 251 State St, Schenectady, NY 12305
  • 1963 Altamont Ave, Schenectady, NY 12303
  • 20 Smithfield Blvd, Plattsburgh, NY 12901
  • 545 Troy Schenectady Rd, Latham, NY 12110
  • 3025 Route 50, Wilton, NY 12831

Are deposits at Arrow Bank National Association insured?

Yes. Arrow Bank National Association is an FDIC-insured bank (FDIC certificate #7074). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arrow Bank National Association: frequently asked questions

Is Arrow Bank National Association a good bank?

Arrow Bank National Association earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.22%).

Is Arrow Bank National Association FDIC-insured?

Yes. Arrow Bank National Association is a FDIC-insured bank (FDIC certificate #7074). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Arrow Bank National Association?

Arrow Bank National Association holds $4.5 billion in total assets, ranking 38th of 118 banks we track in New York. It operates 38 branches.

Does Arrow Bank National Association have CFPB complaints?

No CFPB complaints against Arrow Bank National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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