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Manufacturers And Traders Trust Company

Buffalo, NY · Est. 1856 · Website ↗
C
Trust Grade
Average
Score: 72/100

Manufacturers And Traders Trust Company is a bank based in Buffalo, New York, established in 1856, with $214.2 billion in total assets across 986 branches. By Trust Grade it ranks 108th of 118 banks we track in New York. Its capital ratio of 13.2% is stronger than 88% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.27% return on assets. Consumers filed 3,485 complaints about M&T BANK CORPORATION with the CFPB — 16.3 per $1B in assets, a lower rate than 64% of peers.

Total assets
$214.2B
≥$100B institution
Deposits
$167.3B
Branches
986
Capital ratio
13.2%
Top 12% of ≥$100B peers · New York median 10.4%
Return on assets
1.3%
Top 34% of ≥$100B peers · New York median 0.84%
Rank in New York
#108
of 118 banks

How Manufacturers And Traders Trust Company compares to New York peers

Capital ratio
Top 12% of ≥$100B peers
Manufacturers And
13.2%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of ≥$100B peers
Manufacturers And
1.3%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Manufacturers And Traders Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
46.90889526542324/100
Overall
C · 72
  • Strongly capitalized (13.2% capital ratio)
  • Strongly profitable (ROA 1.27%)
  • 16.3 complaints per $1B in assets

Consumer complaints (CFPB)

3,485 complaints filed with the CFPB against M&T BANK CORPORATION — 16.3 per $1B in assets.

Total complaints
3,485
Per $1B assets
16.3
Lower = better
Answered on time
100.0%
Closed with relief
17.0%
Complaints by product
Checking or savings account
1,363
Mortgage
1,002
Credit reporting or other personal consumer reports
497
Vehicle loan or lease
150
Debt collection
117

Branch locations (986)

  • 6 State Street, Nunda, NY 14517
  • 7 N Calvert St, Baltimore, MD 21202
  • 68 Exchange St, Binghamton, NY 13901
  • 1 Fountain Plz, Buffalo, NY 14203
  • 80 N Main St, Ellenville, NY 12428
  • 180 Route 22, Pawling, NY 12564
  • 2664 Atlantic Ave, Brooklyn, NY 11207
  • 33 E Genesee St, Skaneateles, NY 13152
  • 233 Genesee St, Utica, NY 13501
  • 232 S Livingston Ave, Livingston, NJ 07039
  • 115 E Main St, Everett, PA 15537
  • 70 Main St, Durham, NH 03824
  • 135 Main St, Nyack, NY 10960
  • 122 West St, Keene, NH 03431
  • 35 Main St, Peterborough, NH 03458
  • 537 Central Ave, Dover, NH 03820
  • 1 Financial Plz, Hartford, CT 06103
  • 32 Main St, Farmington, CT 06032
  • 1200 N Main St, Hampstead, MD 21074
  • 351 Pantigo Rd, East Hampton, NY 11937
  • 277 Park Ave, New York, NY 10172
  • 350 Bedford St, Stamford, CT 06901
  • 80 State St, Albany, NY 12207
  • 66 Route 59, Monsey, NY 10952
  • 26 N Court St, Frederick, MD 21701
  • 1 W High St, Carlisle, PA 17013
  • 1069 Mountain Rd, Stowe, VT 05672
  • 30 Massachusetts Ave, North Andover, MA 01845
  • 240 Cabot St, Beverly, MA 01915
  • 2 Leonard St, Belmont, MA 02478
  • 90 Bridge St, Shelburne Falls, MA 01370
  • 1 Conant St, Danvers, MA 01923
  • 54 Main St, Oakfield, NY 14125
  • 740 Maple Rd, Williamsville, NY 14221
  • 55 Main St, Batavia, NY 14020
  • 23 Lake Ave, Blasdell, NY 14219
  • 644 Bailey Ave, Buffalo, NY 14206
  • 1877 Main St, Buffalo, NY 14208
  • 709 Elmwood Ave, Buffalo, NY 14222
  • 130 Grant St, Buffalo, NY 14213

Are deposits at Manufacturers And Traders Trust Company insured?

Yes. Manufacturers And Traders Trust Company is an FDIC-insured bank (FDIC certificate #588). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Manufacturers And Traders Trust Company: frequently asked questions

Is Manufacturers And Traders Trust Company a good bank?

Manufacturers And Traders Trust Company earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 98/100 and a customer-experience score of 46.90889526542324/100. Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.27%).

Is Manufacturers And Traders Trust Company FDIC-insured?

Yes. Manufacturers And Traders Trust Company is a FDIC-insured bank (FDIC certificate #588). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Manufacturers And Traders Trust Company?

Manufacturers And Traders Trust Company holds $214.2 billion in total assets, ranking 108th of 118 banks we track in New York. It operates 986 branches.

How many complaints does Manufacturers And Traders Trust Company have?

Consumers filed 3,485 complaints about M&T BANK CORPORATION with the CFPB, or 16.3 per $1B in assets. 100% were answered on time. 17% closed with relief to the consumer.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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