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Walden Mutual Bank

Concord, NH · Est. 2022 · Website ↗
B
Trust Grade
Strong
Score: 83/100

Walden Mutual Bank is a bank based in Concord, New Hampshire, established in 2022, with $182 million in total assets across 1 branch. By Trust Grade it ranks 16th of 17 banks we track in New Hampshire. Its capital ratio of 8.1% trails most similarly sized banks (17th percentile), versus a New Hampshire median of 9.6%. It was profitable over the most recent period, with a 0.01% return on assets. No consumer complaints against Walden Mutual Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$181.8M
$100M–1B institution
Deposits
$166.0M
Branches
1
Capital ratio
8.1%
Bottom 17% of $100M–1B peers · New Hampshire median 9.6%
Return on assets
0.0%
Bottom 4% of $100M–1B peers · New Hampshire median 0.56%
Rank in New Hampshire
#16
of 17 banks

How Walden Mutual Bank compares to New Hampshire peers

Capital ratio
Bottom 17% of $100M–1B peers
Walden Mutual
8.1%
New Hampshire median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of $100M–1B peers
Walden Mutual
0.0%
New Hampshire median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Walden Mutual Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (8.1% capital ratio)
  • Profitable (ROA 0.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Walden Mutual Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 66 N Main St, Concord, NH 03301

Are deposits at Walden Mutual Bank insured?

Yes. Walden Mutual Bank is an FDIC-insured bank (FDIC certificate #59289). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Walden Mutual Bank: frequently asked questions

Is Walden Mutual Bank a good bank?

Walden Mutual Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.01%).

Is Walden Mutual Bank FDIC-insured?

Yes. Walden Mutual Bank is a FDIC-insured bank (FDIC certificate #59289). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Walden Mutual Bank?

Walden Mutual Bank holds $182 million in total assets, ranking 16th of 17 banks we track in New Hampshire. It operates 1 branch.

Does Walden Mutual Bank have CFPB complaints?

No CFPB complaints against Walden Mutual Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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