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Primary Bank

Bedford, NH · Est. 2015 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Primary Bank is a bank based in Bedford, New Hampshire, established in 2015, with $743 million in total assets across 4 branches. By Trust Grade it ranks 3rd of 17 banks we track in New Hampshire. Its capital ratio of 15.7% is stronger than 92% of similarly sized banks, versus a New Hampshire median of 9.6%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Primary Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$743.4M
$100M–1B institution
Deposits
$621.5M
Branches
4
Capital ratio
15.7%
Top 8% of $100M–1B peers · New Hampshire median 9.6%
Return on assets
1.3%
Top 43% of $100M–1B peers · New Hampshire median 0.56%
Rank in New Hampshire
#3
of 17 banks

How Primary Bank compares to New Hampshire peers

Capital ratio
Top 8% of $100M–1B peers
Primary Bank
15.7%
New Hampshire median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $100M–1B peers
Primary Bank
1.3%
New Hampshire median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Primary Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.7% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Primary Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 207 Route 101, Bedford, NH 03110
  • 1662 Elm St, Manchester, NH 03101
  • 23 Crystal Ave, Derry, NH 03038
  • 327 Amherst St, Nashua, NH 03063

Are deposits at Primary Bank insured?

Yes. Primary Bank is an FDIC-insured bank (FDIC certificate #59086). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Primary Bank: frequently asked questions

Is Primary Bank a good bank?

Primary Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 1.31%).

Is Primary Bank FDIC-insured?

Yes. Primary Bank is a FDIC-insured bank (FDIC certificate #59086). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Primary Bank?

Primary Bank holds $743 million in total assets, ranking 3rd of 17 banks we track in New Hampshire. It operates 4 branches.

Does Primary Bank have CFPB complaints?

No CFPB complaints against Primary Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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