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State Bank Of Scotia

Scotia, NE · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

State Bank Of Scotia is a bank based in Scotia, Nebraska, established in 1934, with $62 million in total assets across 1 branch. By Trust Grade it ranks 96th of 139 banks we track in Nebraska. Its capital ratio of 19.9% is stronger than 86% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against State Bank Of Scotia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$61.6M
<$100M institution
Deposits
$49.1M
Branches
1
Capital ratio
19.9%
Top 14% of <$100M peers · Nebraska median 10.8%
Return on assets
0.6%
Bottom 33% of <$100M peers · Nebraska median 1.3%
Rank in Nebraska
#96
of 139 banks

How State Bank Of Scotia compares to Nebraska peers

Capital ratio
Top 14% of <$100M peers
State Bank
19.9%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
State Bank
0.6%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded State Bank Of Scotia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (19.9% capital ratio)
  • Profitable (ROA 0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank Of Scotia over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 104 S Main St, Scotia, NE 68875

Are deposits at State Bank Of Scotia insured?

Yes. State Bank Of Scotia is an FDIC-insured bank (FDIC certificate #14069). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank Of Scotia: frequently asked questions

Is State Bank Of Scotia a good bank?

State Bank Of Scotia earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (19.9% capital ratio); Profitable (ROA 0.57%).

Is State Bank Of Scotia FDIC-insured?

Yes. State Bank Of Scotia is a FDIC-insured bank (FDIC certificate #14069). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank Of Scotia?

State Bank Of Scotia holds $62 million in total assets, ranking 96th of 139 banks we track in Nebraska. It operates 1 branch.

Does State Bank Of Scotia have CFPB complaints?

No CFPB complaints against State Bank Of Scotia appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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