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Town & Country Bank

Ravenna, NE · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Town & Country Bank is a bank based in Ravenna, Nebraska, established in 1932, with $227 million in total assets across 4 branches. By Trust Grade it ranks 16th of 139 banks we track in Nebraska. Its capital ratio of 12.5% is stronger than 77% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Town & Country Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$227.1M
$100M–1B institution
Deposits
$197.7M
Branches
4
Capital ratio
12.5%
Top 23% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.7%
Top 24% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#16
of 139 banks

How Town & Country Bank compares to Nebraska peers

Capital ratio
Top 23% of $100M–1B peers
Town &
12.5%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $100M–1B peers
Town &
1.7%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Town & Country Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.5% capital ratio)
  • Strongly profitable (ROA 1.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Town & Country Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 102 N Sycamore St, Pleasanton, NE 68866
  • 224 N Main St, Litchfield, NE 68852
  • 6005 2nd Ave W, Kearney, NE 68847
  • 423 Grand Ave, Ravenna, NE 68869

Are deposits at Town & Country Bank insured?

Yes. Town & Country Bank is an FDIC-insured bank (FDIC certificate #1434). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Town & Country Bank: frequently asked questions

Is Town & Country Bank a good bank?

Town & Country Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.67%).

Is Town & Country Bank FDIC-insured?

Yes. Town & Country Bank is a FDIC-insured bank (FDIC certificate #1434). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Town & Country Bank?

Town & Country Bank holds $227 million in total assets, ranking 16th of 139 banks we track in Nebraska. It operates 4 branches.

Does Town & Country Bank have CFPB complaints?

No CFPB complaints against Town & Country Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First State Bank
bank · Loomis, NE · $227M assets
I3 Bank
bank · Bennington, NE · $226M assets
Farmers And Merchants State Bank, Bloomfield, Nebraska
bank · Bloomfield, NE · $225M assets
Citizens Bank & Trust Company
bank · Saint Paul, NE · $233M assets
The Tri-County Bank
bank · Stuart, NE · $234M assets
Nebraska Bank Of Commerce
bank · Lincoln, NE · $239M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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