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Madison County Bank

Madison, NE · Est. 1888 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Madison County Bank is a bank based in Madison, Nebraska, established in 1888, with $604 million in total assets across 6 branches. By Trust Grade it ranks 48th of 139 banks we track in Nebraska. Its capital ratio of 15.2% is stronger than 90% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Madison County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$603.6M
$100M–1B institution
Deposits
$486.2M
Branches
6
Capital ratio
15.2%
Top 10% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.3%
Top 44% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#48
of 139 banks

How Madison County Bank compares to Nebraska peers

Capital ratio
Top 10% of $100M–1B peers
Madison County
15.2%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
Madison County
1.3%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Madison County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.2% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Madison County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 411 Main St, Winside, NE 68790
  • 2100 W Pasewalk Ave, Norfolk, NE 68701
  • 103 S 4th St, Albion, NE 68620
  • 111 W 3rd St, Madison, NE 68748
  • 402 W Locust Ave, Plainview, NE 68769
  • 1650 N 13th St, Norfolk, NE 68701

Are deposits at Madison County Bank insured?

Yes. Madison County Bank is an FDIC-insured bank (FDIC certificate #31999). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Madison County Bank: frequently asked questions

Is Madison County Bank a good bank?

Madison County Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 1.31%).

Is Madison County Bank FDIC-insured?

Yes. Madison County Bank is a FDIC-insured bank (FDIC certificate #31999). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Madison County Bank?

Madison County Bank holds $604 million in total assets, ranking 48th of 139 banks we track in Nebraska. It operates 6 branches.

Does Madison County Bank have CFPB complaints?

No CFPB complaints against Madison County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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