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Farmers And Merchants Bank Of Ashland

Ashland, NE · Est. 1883 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Farmers And Merchants Bank Of Ashland is a bank based in Ashland, Nebraska, established in 1883, with $146 million in total assets across 4 branches. By Trust Grade it ranks 86th of 139 banks we track in Nebraska. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against Farmers And Merchants Bank Of Ashland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$146.2M
$100M–1B institution
Deposits
$122.6M
Branches
4
Capital ratio
9.6%
Bottom 41% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.3%
Top 42% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#86
of 139 banks

How Farmers And Merchants Bank Of Ashland compares to Nebraska peers

Capital ratio
Bottom 41% of $100M–1B peers
Farmers And
9.6%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
Farmers And
1.3%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Farmers And Merchants Bank Of Ashland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers And Merchants Bank Of Ashland over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1533 Silver St, Ashland, NE 68003
  • 1501 Silver St, Ashland, NE 68003
  • 504 Highway 6, Ashland, NE 68003
  • 1501 Silver St, Ashland, NE 68003

Are deposits at Farmers And Merchants Bank Of Ashland insured?

Yes. Farmers And Merchants Bank Of Ashland is an FDIC-insured bank (FDIC certificate #5377). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers And Merchants Bank Of Ashland: frequently asked questions

Is Farmers And Merchants Bank Of Ashland a good bank?

Farmers And Merchants Bank Of Ashland earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.33%).

Is Farmers And Merchants Bank Of Ashland FDIC-insured?

Yes. Farmers And Merchants Bank Of Ashland is a FDIC-insured bank (FDIC certificate #5377). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers And Merchants Bank Of Ashland?

Farmers And Merchants Bank Of Ashland holds $146 million in total assets, ranking 86th of 139 banks we track in Nebraska. It operates 4 branches.

Does Farmers And Merchants Bank Of Ashland have CFPB complaints?

No CFPB complaints against Farmers And Merchants Bank Of Ashland appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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