Skip to main content
bank

United Bank Of Union

Union, MO · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

United Bank Of Union is a bank based in Union, Missouri, established in 1934, with $583 million in total assets across 3 branches. By Trust Grade it ranks 150th of 195 banks we track in Missouri. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against United Bank Of Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$583.3M
$100M–1B institution
Deposits
$497.1M
Branches
3
Capital ratio
8.0%
Bottom 16% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.4%
Top 41% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#150
of 195 banks

How United Bank Of Union compares to Missouri peers

Capital ratio
Bottom 16% of $100M–1B peers
United Bank
8.0%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
United Bank
1.4%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded United Bank Of Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.0% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Bank Of Union over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 210 Us Highway 50 W, Union, MO 63084
  • 1440 Rebel Dr, Union, MO 63084
  • 15 E Main St, Union, MO 63084

Are deposits at United Bank Of Union insured?

Yes. United Bank Of Union is an FDIC-insured bank (FDIC certificate #14334). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Bank Of Union: frequently asked questions

Is United Bank Of Union a good bank?

United Bank Of Union earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.35%).

Is United Bank Of Union FDIC-insured?

Yes. United Bank Of Union is a FDIC-insured bank (FDIC certificate #14334). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is United Bank Of Union?

United Bank Of Union holds $583 million in total assets, ranking 150th of 195 banks we track in Missouri. It operates 3 branches.

Does United Bank Of Union have CFPB complaints?

No CFPB complaints against United Bank Of Union appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Regional Missouri Bank
bank · Marceline, MO · $584M assets
Farmers Bank Of Northern Missouri
bank · Unionville, MO · $569M assets
The Maries County Bank
bank · Vienna, MO · $602M assets
First State Bank Of St. Charles, Missouri
bank · St. Charles, MO · $557M assets
Phelps County Bank
bank · Rolla, MO · $617M assets
Legends Bank
bank · Linn, MO · $621M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →