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Oakstar Bank

Springfield, MO · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Oakstar Bank is a bank based in Springfield, Missouri, established in 2005, with $3.1 billion in total assets across 29 branches. By Trust Grade it ranks 69th of 195 banks we track in Missouri. Its capital ratio of 10.1% trails most similarly sized banks (46th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against Oakstar Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.1B
$1B–10B institution
Deposits
$2.7B
Branches
29
Capital ratio
10.1%
Bottom 46% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.5%
Top 31% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#69
of 195 banks

How Oakstar Bank compares to Missouri peers

Capital ratio
Bottom 46% of $1B–10B peers
Oakstar Bank
10.1%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $1B–10B peers
Oakstar Bank
1.5%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Oakstar Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 1.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oakstar Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (29)

  • 133 Grand Ave, Paonia, CO 81428
  • 5127 Osage Beach Pkwy, Osage Beach, MO 65065
  • 15774 N State Highway 5, Sunrise Beach, MO 65079
  • 2128 Bagnell Dam Blvd, Lake Ozark, MO 65049
  • 1108 S Ash St, Buffalo, MO 65622
  • 23193 Us Highway 54, Hermitage, MO 65668
  • 117 North State Highway 5, Camdenton, MO 65020
  • 150 Gunnison River Dr, Delta, CO 81416
  • 14469 Us Highway 54, Macks Creek, MO 65786
  • 10314 Shawnee Mission Pkwy, Shawnee, KS 66203
  • 1020 E Battlefield St, Springfield, MO 65807
  • 10950 Parallel Pkwy, Kansas City, KS 66109
  • 4717 Grand Ave, Kansas City, MO 64112
  • 340 S Springfield Ave, Bolivar, MO 65613
  • 1508 N 2nd St, Clinton, MO 64735
  • 3620 E Sunshine St, Springfield, MO 65809
  • 5841 W 135th Street, Overland Park, KS 66223
  • 1831 E 20th St, Joplin, MO 64804
  • 3216 W Colorado Ave, Colorado Springs, CO 80904
  • 1010 Club Village Dr, Columbia, MO 65203
  • 605 W Aven Ave, Nixa, MO 65714
  • 3065 Highway 367 S, Cabot, AR 72023
  • 461 Main Street, Grand Junction, CO 81501
  • 1405 North Main Street, Mountain Grove, MO 65711
  • 226 W 23rd St, Ottawa, KS 66067
  • 1351 Riverfront Loop, Grand Junction, CO 81501
  • 109 N Main St, Urbana, MO 65767
  • 2000 S Springfield Ave, Bolivar, MO 65613
  • 650 Kansas Ave, Kansas City, KS 66105

Are deposits at Oakstar Bank insured?

Yes. Oakstar Bank is an FDIC-insured bank (FDIC certificate #58115). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oakstar Bank: frequently asked questions

Is Oakstar Bank a good bank?

Oakstar Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.47%).

Is Oakstar Bank FDIC-insured?

Yes. Oakstar Bank is a FDIC-insured bank (FDIC certificate #58115). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Oakstar Bank?

Oakstar Bank holds $3.1 billion in total assets, ranking 69th of 195 banks we track in Missouri. It operates 29 branches.

Does Oakstar Bank have CFPB complaints?

No CFPB complaints against Oakstar Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Lead Bank
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Guaranty Bank
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First Bank Of The Lake
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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