Four States Bank is a bank based in Carthage, Missouri, established in 2024, with $116 million in total assets across 5 branches. By Trust Grade it ranks 163rd of 195 banks we track in Missouri. Its capital ratio of 18.3% is stronger than 96% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.01% return on assets. No consumer complaints against Four States Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Four States Bank compares to Missouri peers
How we graded Four States Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.3% capital ratio)
- Profitable (ROA 0.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Four States Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 213 Lyon St, Carthage, MO 64836
- 1946 S Garrison Ave, Carthage, MO 64836
- 1232 S Range Line Rd, Joplin, MO 64801
- 2045 S Glenstone Ave, Springfield, MO 65804
- 2045 S Glenstone Ave, Springfield, MO 65804
Are deposits at Four States Bank insured?
Yes. Four States Bank is an FDIC-insured bank (FDIC certificate #59352). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Four States Bank: frequently asked questions
Is Four States Bank a good bank?
Four States Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (18.3% capital ratio); Profitable (ROA 0.01%).
Is Four States Bank FDIC-insured?
Yes. Four States Bank is a FDIC-insured bank (FDIC certificate #59352). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Four States Bank?
Four States Bank holds $116 million in total assets, ranking 163rd of 195 banks we track in Missouri. It operates 5 branches.
Does Four States Bank have CFPB complaints?
No CFPB complaints against Four States Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
