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Farmers State Bank

Cameron, MO · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Farmers State Bank is a bank based in Cameron, Missouri, established in 1934, with $384 million in total assets across 9 branches. By Trust Grade it ranks 148th of 195 banks we track in Missouri. Its capital ratio of 8.2% trails most similarly sized banks (18th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Farmers State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$383.6M
$100M–1B institution
Deposits
$342.3M
Branches
9
Capital ratio
8.2%
Bottom 18% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.1%
Bottom 43% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#148
of 195 banks

How Farmers State Bank compares to Missouri peers

Capital ratio
Bottom 18% of $100M–1B peers
Farmers State
8.2%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Farmers State
1.1%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Farmers State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.2% capital ratio)
  • Strongly profitable (ROA 1.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 416 N Walnut St, Cameron, MO 64429
  • 1503 E 9th St, Trenton, MO 64683
  • 303 S 2nd St, Maitland, MO 64466
  • 2211 N Belt Hwy, Saint Joseph, MO 64506
  • 110 E Main St, Fairfax, MO 64446
  • 512 Main St, Tarkio, MO 64491
  • 2380 Vintage Court, Excelsior Springs, MO 64024
  • 124 E 3rd St, Cameron, MO 64429
  • 1015 State St, Mound City, MO 64470

Are deposits at Farmers State Bank insured?

Yes. Farmers State Bank is an FDIC-insured bank (FDIC certificate #13897). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers State Bank: frequently asked questions

Is Farmers State Bank a good bank?

Farmers State Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.07%).

Is Farmers State Bank FDIC-insured?

Yes. Farmers State Bank is a FDIC-insured bank (FDIC certificate #13897). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers State Bank?

Farmers State Bank holds $384 million in total assets, ranking 148th of 195 banks we track in Missouri. It operates 9 branches.

Does Farmers State Bank have CFPB complaints?

No CFPB complaints against Farmers State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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