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Community First Bank

Butler, MO · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Community First Bank is a bank based in Butler, Missouri, established in 1932, with $259 million in total assets across 4 branches. By Trust Grade it ranks 121st of 195 banks we track in Missouri. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.55% return on assets. No consumer complaints against Community First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$258.9M
$100M–1B institution
Deposits
$235.4M
Branches
4
Capital ratio
8.6%
Bottom 23% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.5%
Top 4% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#121
of 195 banks

How Community First Bank compares to Missouri peers

Capital ratio
Bottom 23% of $100M–1B peers
Community First
8.6%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Community First
2.5%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Community First Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.6% capital ratio)
  • Strongly profitable (ROA 2.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community First Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1109 W Fort Scott St, Butler, MO 64730
  • 214 W 4th St, Appleton City, MO 64724
  • 200 N 3rd St, Garden City, MO 64747
  • 915 W Fort Scott St, Butler, MO 64730

Are deposits at Community First Bank insured?

Yes. Community First Bank is an FDIC-insured bank (FDIC certificate #10595). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community First Bank: frequently asked questions

Is Community First Bank a good bank?

Community First Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 2.55%).

Is Community First Bank FDIC-insured?

Yes. Community First Bank is a FDIC-insured bank (FDIC certificate #10595). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community First Bank?

Community First Bank holds $259 million in total assets, ranking 121st of 195 banks we track in Missouri. It operates 4 branches.

Does Community First Bank have CFPB complaints?

No CFPB complaints against Community First Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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