Belgrade State Bank is a bank based in Belgrade, Missouri, established in 1906, with $538 million in total assets across 6 branches. By Trust Grade it ranks 123rd of 195 banks we track in Missouri. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Belgrade State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Belgrade State Bank compares to Missouri peers
How we graded Belgrade State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Belgrade State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 101 Highway 21, Caledonia, MO 63631
- 306 N Missouri St, Potosi, MO 63664
- 414 N State St, Desloge, MO 63601
- 515 W Karsch Blvd, Farmington, MO 63640
- 801 E High St, Potosi, MO 63664
- 14185 Highway C, Belgrade, MO 63622
Are deposits at Belgrade State Bank insured?
Yes. Belgrade State Bank is an FDIC-insured bank (FDIC certificate #12208). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Belgrade State Bank: frequently asked questions
Is Belgrade State Bank a good bank?
Belgrade State Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.48%).
Is Belgrade State Bank FDIC-insured?
Yes. Belgrade State Bank is a FDIC-insured bank (FDIC certificate #12208). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Belgrade State Bank?
Belgrade State Bank holds $538 million in total assets, ranking 123rd of 195 banks we track in Missouri. It operates 6 branches.
Does Belgrade State Bank have CFPB complaints?
No CFPB complaints against Belgrade State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
