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Peoples Bank Co.

Altenburg, MO · Est. 1910 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Peoples Bank Co. is a bank based in Altenburg, Missouri, established in 1910, with $144 million in total assets across 3 branches. By Trust Grade it ranks 173rd of 195 banks we track in Missouri. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Peoples Bank Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$144.1M
$100M–1B institution
Deposits
$121.8M
Branches
3
Capital ratio
7.7%
Bottom 12% of $100M–1B peers · Missouri median 10.3%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#173
of 195 banks

How Peoples Bank Co. compares to Missouri peers

Capital ratio
Bottom 12% of $100M–1B peers
Peoples Bank
7.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Peoples Bank
0.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Peoples Bank Co.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (7.7% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Bank Co. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1503 N High St, Jackson, MO 63755
  • 750 S Perryville Blvd, Perryville, MO 63775
  • 8537 Main St, Altenburg, MO 63732

Are deposits at Peoples Bank Co. insured?

Yes. Peoples Bank Co. is an FDIC-insured bank (FDIC certificate #12226). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Bank Co.: frequently asked questions

Is Peoples Bank Co. a good bank?

Peoples Bank Co. earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Profitable (ROA 0.67%).

Is Peoples Bank Co. FDIC-insured?

Yes. Peoples Bank Co. is a FDIC-insured bank (FDIC certificate #12226). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Bank Co.?

Peoples Bank Co. holds $144 million in total assets, ranking 173rd of 195 banks we track in Missouri. It operates 3 branches.

Does Peoples Bank Co. have CFPB complaints?

No CFPB complaints against Peoples Bank Co. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Peoples Bank Of Wyaconda, Missouri
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First Independent Bank
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Jonesburg State Bank
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Bank Of Salem
bank · Salem, MO · $147M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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