Merchants And Planters Bank is a bank based in Raymond, Mississippi, established in 1906, with $207 million in total assets across 6 branches. By Trust Grade it ranks 10th of 57 banks we track in Mississippi. Its capital ratio of 17.3% is stronger than 94% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Merchants And Planters Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Merchants And Planters Bank compares to Mississippi peers
How we graded Merchants And Planters Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.3% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Merchants And Planters Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 133 Highway 80 E, Clinton, MS 39056
- 308 Raymond Sq, Raymond, MS 39154
- 6a N Third St, Bay Springs, MS 39422
- 106 W Main St, Raymond, MS 39154
- 297 W Madison St, Bolton, MS 39041
- 4266 I-55 North, Jackson, MS 39211
Are deposits at Merchants And Planters Bank insured?
Yes. Merchants And Planters Bank is an FDIC-insured bank (FDIC certificate #327). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Merchants And Planters Bank: frequently asked questions
Is Merchants And Planters Bank a good bank?
Merchants And Planters Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.3% capital ratio); Strongly profitable (ROA 1.01%).
Is Merchants And Planters Bank FDIC-insured?
Yes. Merchants And Planters Bank is a FDIC-insured bank (FDIC certificate #327). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Merchants And Planters Bank?
Merchants And Planters Bank holds $207 million in total assets, ranking 10th of 57 banks we track in Mississippi. It operates 6 branches.
Does Merchants And Planters Bank have CFPB complaints?
No CFPB complaints against Merchants And Planters Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
