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Bank Of Franklin

Meadville, MS · Est. 1912 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Bank Of Franklin is a bank based in Meadville, Mississippi, established in 1912, with $303 million in total assets across 6 branches. By Trust Grade it ranks 30th of 57 banks we track in Mississippi. Its capital ratio of 10.5% is stronger than 56% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Bank Of Franklin appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$303.3M
$100M–1B institution
Deposits
$269.7M
Branches
6
Capital ratio
10.5%
Top 44% of $100M–1B peers · Mississippi median 10.9%
Return on assets
0.8%
Bottom 25% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#30
of 57 banks

How Bank Of Franklin compares to Mississippi peers

Capital ratio
Top 44% of $100M–1B peers
Bank Of
10.5%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $100M–1B peers
Bank Of
0.8%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Franklin

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (10.5% capital ratio)
  • Profitable (ROA 0.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Franklin over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 210 Walnut St, Meadville, MS 39653
  • 1028 Highway 51, Mccomb, MS 39648
  • 721 Brookway Blvd, Brookhaven, MS 39601
  • 511 Apache Dr, Mccomb, MS 39648
  • 601 Franklin St, Natchez, MS 39120
  • 9 Main St E, Meadville, MS 39653

Are deposits at Bank Of Franklin insured?

Yes. Bank Of Franklin is an FDIC-insured bank (FDIC certificate #10594). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Franklin: frequently asked questions

Is Bank Of Franklin a good bank?

Bank Of Franklin earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Profitable (ROA 0.78%).

Is Bank Of Franklin FDIC-insured?

Yes. Bank Of Franklin is a FDIC-insured bank (FDIC certificate #10594). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Franklin?

Bank Of Franklin holds $303 million in total assets, ranking 30th of 57 banks we track in Mississippi. It operates 6 branches.

Does Bank Of Franklin have CFPB complaints?

No CFPB complaints against Bank Of Franklin appear in our data over the analysis window, which is typical for a bank of this size.

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Bank Of Yazoo City
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Fnb Picayune Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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