Skip to main content
bank

The Peoples Bank, Biloxi, Mississippi

Biloxi, MS · Est. 1896 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The Peoples Bank, Biloxi, Mississippi is a bank based in Biloxi, Mississippi, established in 1896, with $788 million in total assets across 18 branches. By Trust Grade it ranks 33rd of 57 banks we track in Mississippi. Its capital ratio of 12.8% is stronger than 79% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against The Peoples Bank, Biloxi, Mississippi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$787.9M
$100M–1B institution
Deposits
$666.4M
Branches
18
Capital ratio
12.8%
Top 21% of $100M–1B peers · Mississippi median 10.9%
Return on assets
0.8%
Bottom 26% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#33
of 57 banks

How The Peoples Bank, Biloxi, Mississippi compares to Mississippi peers

Capital ratio
Top 21% of $100M–1B peers
The Peoples
12.8%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
The Peoples
0.8%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Peoples Bank, Biloxi, Mississippi

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.8% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Peoples Bank, Biloxi, Mississippi over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (18)

  • 727 Howard Ave, Biloxi, MS 39530
  • 10491 Lemoyne Blvd, Diberville, MS 39540
  • 2560 Pass Rd, Biloxi, MS 39531
  • 2015 Bienville Blvd, Ocean Springs, MS 39564
  • 5429 W Aloha Dr, Bay St. Louis, MS 39525
  • 17689 2nd St, Saucier, MS 39574
  • 1312 Magnolia Dr S, Wiggins, MS 39577
  • 412 E Pass Rd, Gulfport, MS 39507
  • 408 Highway 90, Bay Saint Louis, MS 39520
  • 12020 Highway 49, Gulfport, MS 39503
  • 152 Lameuse St, Biloxi, MS 39530
  • 298 Jeff Davis Ave, Long Beach, MS 39560
  • 470 Highway 90, Waveland, MS 39576
  • 1740 Popps Ferry Rd, Biloxi, MS 39532
  • 2609 Highway 90, Gautier, MS 39553
  • 1105 30th Ave, Gulfport, MS 39501
  • 301 E Second St, Pass Christian, MS 39571
  • 1800 Beach Dr Ofc, Gulfport, MS 39507

Are deposits at The Peoples Bank, Biloxi, Mississippi insured?

Yes. The Peoples Bank, Biloxi, Mississippi is an FDIC-insured bank (FDIC certificate #340). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Peoples Bank, Biloxi, Mississippi: frequently asked questions

Is The Peoples Bank, Biloxi, Mississippi a good bank?

The Peoples Bank, Biloxi, Mississippi earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.81%).

Is The Peoples Bank, Biloxi, Mississippi FDIC-insured?

Yes. The Peoples Bank, Biloxi, Mississippi is a FDIC-insured bank (FDIC certificate #340). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Peoples Bank, Biloxi, Mississippi?

The Peoples Bank, Biloxi, Mississippi holds $788 million in total assets, ranking 33rd of 57 banks we track in Mississippi. It operates 18 branches.

Does The Peoples Bank, Biloxi, Mississippi have CFPB complaints?

No CFPB complaints against The Peoples Bank, Biloxi, Mississippi appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bna Bank
bank · New Albany, MS · $841M assets
Fnb Oxford Bank
bank · Oxford, MS · $931M assets
First Security Bank
bank · Batesville, MS · $933M assets
First State Bank
bank · Waynesboro, MS · $950M assets
Story Bank Dba Story Financial Partners
bank · Jackson, MS · $957M assets
Merchants & Marine Bank
bank · Pascagoula, MS · $961M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →