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Amory First Savings And Loan Bank, Ssb

Amory, MS · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Amory First Savings And Loan Bank, Ssb is a bank based in Amory, Mississippi, established in 1934, with $77 million in total assets across 1 branch. By Trust Grade it ranks 45th of 57 banks we track in Mississippi. Its capital ratio of 12.7% is stronger than 57% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.16% return on assets. No consumer complaints against Amory First Savings And Loan Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$77.0M
<$100M institution
Deposits
$66.8M
Branches
1
Capital ratio
12.7%
Top 43% of <$100M peers · Mississippi median 10.9%
Return on assets
0.2%
Bottom 18% of <$100M peers · Mississippi median 1.07%
Rank in Mississippi
#45
of 57 banks

How Amory First Savings And Loan Bank, Ssb compares to Mississippi peers

Capital ratio
Top 43% of <$100M peers
Amory First
12.7%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of <$100M peers
Amory First
0.2%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Amory First Savings And Loan Bank, Ssb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (12.7% capital ratio)
  • Profitable (ROA 0.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Amory First Savings And Loan Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 213 2nd Ave N, Amory, MS 38821

Are deposits at Amory First Savings And Loan Bank, Ssb insured?

Yes. Amory First Savings And Loan Bank, Ssb is an FDIC-insured bank (FDIC certificate #28949). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Amory First Savings And Loan Bank, Ssb: frequently asked questions

Is Amory First Savings And Loan Bank, Ssb a good bank?

Amory First Savings And Loan Bank, Ssb earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Profitable (ROA 0.16%).

Is Amory First Savings And Loan Bank, Ssb FDIC-insured?

Yes. Amory First Savings And Loan Bank, Ssb is a FDIC-insured bank (FDIC certificate #28949). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Amory First Savings And Loan Bank, Ssb?

Amory First Savings And Loan Bank, Ssb holds $77 million in total assets, ranking 45th of 57 banks we track in Mississippi. It operates 1 branch.

Does Amory First Savings And Loan Bank, Ssb have CFPB complaints?

No CFPB complaints against Amory First Savings And Loan Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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