Tradition Capital Bank is a bank based in Wayzata, Minnesota, established in 2005, with $2.7 billion in total assets across 4 branches. By Trust Grade it ranks 169th of 224 banks we track in Minnesota. Its capital ratio of 8.3% trails most similarly sized banks (11th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Tradition Capital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tradition Capital Bank compares to Minnesota peers
How we graded Tradition Capital Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tradition Capital Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 100 Lake St W, Wayzata, MN 55391
- 100 Village Center Dr, North Oaks, MN 55127
- 7601 France Ave S, Edina, MN 55435
- 14850 N Scottsdale Rd, Ste 100, Scottsdale, AZ 85254
Are deposits at Tradition Capital Bank insured?
Yes. Tradition Capital Bank is an FDIC-insured bank (FDIC certificate #58057). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tradition Capital Bank: frequently asked questions
Is Tradition Capital Bank a good bank?
Tradition Capital Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.81%).
Is Tradition Capital Bank FDIC-insured?
Yes. Tradition Capital Bank is a FDIC-insured bank (FDIC certificate #58057). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Tradition Capital Bank?
Tradition Capital Bank holds $2.7 billion in total assets, ranking 169th of 224 banks we track in Minnesota. It operates 4 branches.
Does Tradition Capital Bank have CFPB complaints?
No CFPB complaints against Tradition Capital Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
