Profinium, Inc. is a bank based in Truman, Minnesota, established in 1916, with $524 million in total assets across 4 branches. By Trust Grade it ranks 133rd of 224 banks we track in Minnesota. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Profinium, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Profinium, Inc. compares to Minnesota peers
How we graded Profinium, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Profitable (ROA 0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Profinium, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 414 N 5th Ave E, Truman, MN 56088
- 105 Lake Ave, Fairmont, MN 56031
- 1080 W Frontage Rd, Owatonna, MN 55060
- 100 Warren St, Mankato, MN 56001
Are deposits at Profinium, Inc. insured?
Yes. Profinium, Inc. is an FDIC-insured bank (FDIC certificate #1905). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Profinium, Inc.: frequently asked questions
Is Profinium, Inc. a good bank?
Profinium, Inc. earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Profitable (ROA 0.74%).
Is Profinium, Inc. FDIC-insured?
Yes. Profinium, Inc. is a FDIC-insured bank (FDIC certificate #1905). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Profinium, Inc.?
Profinium, Inc. holds $524 million in total assets, ranking 133rd of 224 banks we track in Minnesota. It operates 4 branches.
Does Profinium, Inc. have CFPB complaints?
No CFPB complaints against Profinium, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
