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First State Bank Of Swanville

Swanville, MN · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First State Bank Of Swanville is a bank based in Swanville, Minnesota, established in 1907, with $23 million in total assets across 1 branch. By Trust Grade it ranks 65th of 224 banks we track in Minnesota. Its capital ratio of 19.2% is stronger than 84% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against First State Bank Of Swanville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.4M
<$100M institution
Deposits
$18.6M
Branches
1
Capital ratio
19.2%
Top 16% of <$100M peers · Minnesota median 9.5%
Return on assets
1.6%
Top 20% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#65
of 224 banks

How First State Bank Of Swanville compares to Minnesota peers

Capital ratio
Top 16% of <$100M peers
First State
19.2%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of <$100M peers
First State
1.6%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of Swanville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.2% capital ratio)
  • Strongly profitable (ROA 1.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of Swanville over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 306 Degraff Ave, Swanville, MN 56382

Are deposits at First State Bank Of Swanville insured?

Yes. First State Bank Of Swanville is an FDIC-insured bank (FDIC certificate #8218). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of Swanville: frequently asked questions

Is First State Bank Of Swanville a good bank?

First State Bank Of Swanville earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.2% capital ratio); Strongly profitable (ROA 1.60%).

Is First State Bank Of Swanville FDIC-insured?

Yes. First State Bank Of Swanville is a FDIC-insured bank (FDIC certificate #8218). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of Swanville?

First State Bank Of Swanville holds $23 million in total assets, ranking 65th of 224 banks we track in Minnesota. It operates 1 branch.

Does First State Bank Of Swanville have CFPB complaints?

No CFPB complaints against First State Bank Of Swanville appear in our data over the analysis window, which is typical for a bank of this size.

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The First National Bank Of Proctor
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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