F & M Community Bank, National Association is a bank based in Preston, Minnesota, established in 1911, with $210 million in total assets across 3 branches. By Trust Grade it ranks 162nd of 224 banks we track in Minnesota. Its capital ratio of 8.2% trails most similarly sized banks (17th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against F & M Community Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How F & M Community Bank, National Association compares to Minnesota peers
How we graded F & M Community Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Profitable (ROA 0.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for F & M Community Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 229 Main St N, Chatfield, MN 55923
- 1820 W Frontage Road, Rochester, MN 55901
- 100 Saint Anthony St N, Preston, MN 55965
Are deposits at F & M Community Bank, National Association insured?
Yes. F & M Community Bank, National Association is an FDIC-insured bank (FDIC certificate #10967). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
F & M Community Bank, National Association: frequently asked questions
Is F & M Community Bank, National Association a good bank?
F & M Community Bank, National Association earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.87%).
Is F & M Community Bank, National Association FDIC-insured?
Yes. F & M Community Bank, National Association is a FDIC-insured bank (FDIC certificate #10967). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is F & M Community Bank, National Association?
F & M Community Bank, National Association holds $210 million in total assets, ranking 162nd of 224 banks we track in Minnesota. It operates 3 branches.
Does F & M Community Bank, National Association have CFPB complaints?
No CFPB complaints against F & M Community Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
