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Lowry State Bank

Lowry, MN · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Lowry State Bank is a bank based in Lowry, Minnesota, established in 1899, with $87 million in total assets across 1 branch. By Trust Grade it ranks 87th of 224 banks we track in Minnesota. Its capital ratio of 9.6% trails most similarly sized banks (26th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Lowry State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$86.6M
<$100M institution
Deposits
$71.0M
Branches
1
Capital ratio
9.6%
Bottom 26% of <$100M peers · Minnesota median 9.5%
Return on assets
1.2%
Top 37% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#87
of 224 banks

How Lowry State Bank compares to Minnesota peers

Capital ratio
Bottom 26% of <$100M peers
Lowry State
9.6%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of <$100M peers
Lowry State
1.2%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Lowry State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lowry State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 400 Florence Ave, Lowry, MN 56349

Are deposits at Lowry State Bank insured?

Yes. Lowry State Bank is an FDIC-insured bank (FDIC certificate #10202). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lowry State Bank: frequently asked questions

Is Lowry State Bank a good bank?

Lowry State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.23%).

Is Lowry State Bank FDIC-insured?

Yes. Lowry State Bank is a FDIC-insured bank (FDIC certificate #10202). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Lowry State Bank?

Lowry State Bank holds $87 million in total assets, ranking 87th of 224 banks we track in Minnesota. It operates 1 branch.

Does Lowry State Bank have CFPB complaints?

No CFPB complaints against Lowry State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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