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The First National Bank Of Le Center

Lonsdale, MN · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The First National Bank Of Le Center is a bank based in Lonsdale, Minnesota, established in 1903, with $175 million in total assets across 2 branches. By Trust Grade it ranks 125th of 224 banks we track in Minnesota. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.70% return on assets. No consumer complaints against The First National Bank Of Le Center appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$175.3M
$100M–1B institution
Deposits
$143.9M
Branches
2
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.7%
Top 22% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#125
of 224 banks

How The First National Bank Of Le Center compares to Minnesota peers

Capital ratio
Bottom 28% of $100M–1B peers
The First
8.9%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
The First
1.7%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Le Center

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Le Center over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 701 Ash St Ne, Lonsdale, MN 55046
  • 10 West Minnesota St., Minneapolis, MN 56057

Are deposits at The First National Bank Of Le Center insured?

Yes. The First National Bank Of Le Center is an FDIC-insured bank (FDIC certificate #5180). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Le Center: frequently asked questions

Is The First National Bank Of Le Center a good bank?

The First National Bank Of Le Center earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.70%).

Is The First National Bank Of Le Center FDIC-insured?

Yes. The First National Bank Of Le Center is a FDIC-insured bank (FDIC certificate #5180). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Le Center?

The First National Bank Of Le Center holds $175 million in total assets, ranking 125th of 224 banks we track in Minnesota. It operates 2 branches.

Does The First National Bank Of Le Center have CFPB complaints?

No CFPB complaints against The First National Bank Of Le Center appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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