Versabank Usa National Association is a bank based in Holdingford, Minnesota, established in 1910, with $783 million in total assets across 1 branch. By Trust Grade it ranks 1st of 224 banks we track in Minnesota. Its capital ratio of 23.6% is stronger than 98% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Versabank Usa National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Versabank Usa National Association compares to Minnesota peers
How we graded Versabank Usa National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (23.6% capital ratio)
- Strongly profitable (ROA 1.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Versabank Usa National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 580 Main St, Holdingford, MN 56340
Are deposits at Versabank Usa National Association insured?
Yes. Versabank Usa National Association is an FDIC-insured bank (FDIC certificate #10160). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Versabank Usa National Association: frequently asked questions
Is Versabank Usa National Association a good bank?
Versabank Usa National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (23.6% capital ratio); Strongly profitable (ROA 1.16%).
Is Versabank Usa National Association FDIC-insured?
Yes. Versabank Usa National Association is a FDIC-insured bank (FDIC certificate #10160). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Versabank Usa National Association?
Versabank Usa National Association holds $783 million in total assets, ranking 1st of 224 banks we track in Minnesota. It operates 1 branch.
Does Versabank Usa National Association have CFPB complaints?
No CFPB complaints against Versabank Usa National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
