Capitol National Bank is a bank based in Lansing, Michigan, established in 1982, with $200 million in total assets across 2 branches. By Trust Grade it ranks 11th of 73 banks we track in Michigan. Its capital ratio of 16.4% is stronger than 93% of similarly sized banks, versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.82% return on assets. No consumer complaints against Capitol National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Capitol National Bank compares to Michigan peers
How we graded Capitol National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.4% capital ratio)
- Strongly profitable (ROA 1.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Capitol National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 200 N Washington Sq, Lansing, MI 48933
- 2285 W Grand River Ave, Okemos, MI 48864
Are deposits at Capitol National Bank insured?
Yes. Capitol National Bank is an FDIC-insured bank (FDIC certificate #24199). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Capitol National Bank: frequently asked questions
Is Capitol National Bank a good bank?
Capitol National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Strongly profitable (ROA 1.82%).
Is Capitol National Bank FDIC-insured?
Yes. Capitol National Bank is a FDIC-insured bank (FDIC certificate #24199). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Capitol National Bank?
Capitol National Bank holds $200 million in total assets, ranking 11th of 73 banks we track in Michigan. It operates 2 branches.
Does Capitol National Bank have CFPB complaints?
No CFPB complaints against Capitol National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
