First National Bank Of Michigan is a bank based in Kalamazoo, Michigan, established in 2006, with $982 million in total assets across 7 branches. By Trust Grade it ranks 40th of 73 banks we track in Michigan. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against First National Bank Of Michigan appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Of Michigan compares to Michigan peers
How we graded First National Bank Of Michigan
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Of Michigan over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 348 W Michigan Ave, Kalamazoo, MI 49007
- 2700 W Centre Ave, Portage, MI 49024
- 5313 W Main St, Kalamazoo, MI 49009
- 141 Ionia Ave Nw, Grand Rapids, MI 49503
- 1 W 8th St, Holland, MI 49423
- 101 S Washington Sq, Lansing, MI 48933
- 101 S Washington Sq, Lansing, MI 48933
Are deposits at First National Bank Of Michigan insured?
Yes. First National Bank Of Michigan is an FDIC-insured bank (FDIC certificate #58259). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Of Michigan: frequently asked questions
Is First National Bank Of Michigan a good bank?
First National Bank Of Michigan earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Profitable (ROA 0.92%).
Is First National Bank Of Michigan FDIC-insured?
Yes. First National Bank Of Michigan is a FDIC-insured bank (FDIC certificate #58259). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Of Michigan?
First National Bank Of Michigan holds $982 million in total assets, ranking 40th of 73 banks we track in Michigan. It operates 7 branches.
Does First National Bank Of Michigan have CFPB complaints?
No CFPB complaints against First National Bank Of Michigan appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
