Middlesex Savings Bank is a bank based in Natick, Massachusetts, established in 1835, with $6.2 billion in total assets across 35 branches. By Trust Grade it ranks 29th of 91 banks we track in Massachusetts. Its capital ratio of 12.9% is stronger than 84% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Middlesex Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Middlesex Savings Bank compares to Massachusetts peers
How we graded Middlesex Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Middlesex Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (35)
- 6 Main St, Natick, MA 01760
- 10 Main St, Hopkinton, MA 01748
- 81 Main St, Medway, MA 02053
- 899 Edgell Rd, Framingham, MA 01701
- 279 Main St, Acton, MA 01720
- 1208 Main St, West Concord, MA 01742
- 160 Littleton Rd, Westford, MA 01886
- 64 Main St, Concord, MA 01742
- 36 Summer St, Natick, MA 01760
- 150 Commonwealth Rd, Cochituate, MA 01778
- 36a Milliston Rd, Millis, MA 02054
- 454 Boston Post Rd, Sudbury, MA 01776
- 162 Cordaville Rd, Southborough, MA 01772
- 112 Boston Rd, Groton, MA 01450
- 495 Main St, Medfield, MA 02052
- 830 Washington St, Holliston, MA 01746
- 72 Powder Mill Rd, Maynard, MA 01754
- 1000 Franklin Village Dr, Franklin, MA 02038
- 267 Hartford Ave, Bellingham, MA 02019
- 2 W Union St, Ashland, MA 01721
- 120 Flanders Rd, Westborough, MA 01581
- 308 Great Rd, Littleton, MA 01460
- 50 Chestnut St, Needham, MA 02492
- 629 Massachusetts Ave, Boxborough, MA 01719
- 186 Great Rd, Bedford, MA 01730
- 598 Worcester Rd, Framingham, MA 01702
- 278 Washington St, Wellesley, MA 02481
- 1 Andrew Ave, Wayland, MA 01778
- 31 N Main St, Sherborn, MA 01770
- 31 N Main St, Sherborn, MA 01770
- 657 Main St, Walpole, MA 02081
- 177 Broad St, Hudson, MA 01749
- 65 E Main St, Westborough, MA 01581
- 7 Digital Way, Maynard, MA 01754
- 286 Grove Street, Worcester, MA 01605
Are deposits at Middlesex Savings Bank insured?
Yes. Middlesex Savings Bank is an FDIC-insured bank (FDIC certificate #90183). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Middlesex Savings Bank: frequently asked questions
Is Middlesex Savings Bank a good bank?
Middlesex Savings Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.58%).
Is Middlesex Savings Bank FDIC-insured?
Yes. Middlesex Savings Bank is a FDIC-insured bank (FDIC certificate #90183). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Middlesex Savings Bank?
Middlesex Savings Bank holds $6.2 billion in total assets, ranking 29th of 91 banks we track in Massachusetts. It operates 35 branches.
Does Middlesex Savings Bank have CFPB complaints?
No CFPB complaints against Middlesex Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
