Mutualone Bank is a bank based in Framingham, Massachusetts, established in 1889, with $1.3 billion in total assets across 3 branches. By Trust Grade it ranks 48th of 91 banks we track in Massachusetts. Its capital ratio of 20.1% is stronger than 98% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Mutualone Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mutualone Bank compares to Massachusetts peers
How we graded Mutualone Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.1% capital ratio)
- Profitable (ROA 0.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mutualone Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1 Lincoln St, Framingham, MA 01702
- 828 Concord St, Framingham, MA 01701
- 49 Main St, Natick, MA 01760
Are deposits at Mutualone Bank insured?
Yes. Mutualone Bank is an FDIC-insured bank (FDIC certificate #26395). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mutualone Bank: frequently asked questions
Is Mutualone Bank a good bank?
Mutualone Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (20.1% capital ratio); Profitable (ROA 0.26%).
Is Mutualone Bank FDIC-insured?
Yes. Mutualone Bank is a FDIC-insured bank (FDIC certificate #26395). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mutualone Bank?
Mutualone Bank holds $1.3 billion in total assets, ranking 48th of 91 banks we track in Massachusetts. It operates 3 branches.
Does Mutualone Bank have CFPB complaints?
No CFPB complaints against Mutualone Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
