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State Street Bank And Trust Company

Boston, MA · Est. 1792 · Website ↗
B
Trust Grade
Strong
Score: 88/100

State Street Bank And Trust Company is a bank based in Boston, Massachusetts, established in 1792, with $386.5 billion in total assets across 3 branches. By Trust Grade it ranks 71st of 91 banks we track in Massachusetts. Its capital ratio of 7.4% trails most similarly sized banks (13th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.81% return on assets. Consumers filed 15 complaints about STATE STREET BANK AND TRUST COMPANY with the CFPB — 0 per $1B in assets, a lower rate than 96% of peers.

Total assets
$386.5B
≥$100B institution
Deposits
$299.6B
Branches
3
Capital ratio
7.4%
Bottom 13% of ≥$100B peers · Massachusetts median 10.2%
Return on assets
0.8%
Bottom 6% of ≥$100B peers · Massachusetts median 0.53%
Rank in Massachusetts
#71
of 91 banks

How State Street Bank And Trust Company compares to Massachusetts peers

Capital ratio
Bottom 13% of ≥$100B peers
State Street
7.4%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of ≥$100B peers
State Street
0.8%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded State Street Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
90.5/100
Overall
B · 88
  • Well-capitalized (7.4% capital ratio)
  • Profitable (ROA 0.81%)
  • 0.0 complaints per $1B in assets

Consumer complaints (CFPB)

15 complaints filed with the CFPB against STATE STREET BANK AND TRUST COMPANY — 0 per $1B in assets.

Total complaints
15
Per $1B assets
0
Lower = better

Branch locations (3)

  • One Congress Street, Boston, MA 02114
  • 2323 Grand Boulevard, Kansas City, MO 64108
  • 111 Town Square Place,Suite 735, Jersey City, NJ 07310

Are deposits at State Street Bank And Trust Company insured?

Yes. State Street Bank And Trust Company is an FDIC-insured bank (FDIC certificate #14). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Street Bank And Trust Company: frequently asked questions

Is State Street Bank And Trust Company a good bank?

State Street Bank And Trust Company earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 87/100 and a customer-experience score of 90.5/100. Well-capitalized (7.4% capital ratio); Profitable (ROA 0.81%).

Is State Street Bank And Trust Company FDIC-insured?

Yes. State Street Bank And Trust Company is a FDIC-insured bank (FDIC certificate #14). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Street Bank And Trust Company?

State Street Bank And Trust Company holds $386.5 billion in total assets, ranking 71st of 91 banks we track in Massachusetts. It operates 3 branches.

How many complaints does State Street Bank And Trust Company have?

Consumers filed 15 complaints about STATE STREET BANK AND TRUST COMPANY with the CFPB, or 0 per $1B in assets.

Similar Banks

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Beacon Bank And Trust
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Salem Five Cents Savings Bank
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Needham Bank
bank · Needham, MA · $7.2B assets
Cambridge Savings Bank
bank · Cambridge, MA · $6.9B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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