Franklin Savings Bank is a bank based in Farmington, Maine, established in 1868, with $765 million in total assets across 8 branches. By Trust Grade it ranks 8th of 22 banks we track in Maine. Its capital ratio of 18.2% is stronger than 96% of similarly sized banks, versus a Maine median of 10.5%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Franklin Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Franklin Savings Bank compares to Maine peers
How we graded Franklin Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.2% capital ratio)
- Profitable (ROA 0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Franklin Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 197 Main St, Farmington, ME 04938
- 155 Congress St, Rumford, ME 04276
- 9 Main St, Jay, ME 04239
- 2573 Main St, Rangeley, ME 04970
- 194 Madison Ave, Skowhegan, ME 04976
- 603 Main St, Wilton, ME 04294
- 129 Seamon Rd, Farmington, ME 04938
- 181 State St, Ellsworth, ME 04605
Are deposits at Franklin Savings Bank insured?
Yes. Franklin Savings Bank is an FDIC-insured bank (FDIC certificate #19836). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Franklin Savings Bank: frequently asked questions
Is Franklin Savings Bank a good bank?
Franklin Savings Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (18.2% capital ratio); Profitable (ROA 0.95%).
Is Franklin Savings Bank FDIC-insured?
Yes. Franklin Savings Bank is a FDIC-insured bank (FDIC certificate #19836). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Franklin Savings Bank?
Franklin Savings Bank holds $765 million in total assets, ranking 8th of 22 banks we track in Maine. It operates 8 branches.
Does Franklin Savings Bank have CFPB complaints?
No CFPB complaints against Franklin Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
