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Century Next Bank

Ruston, LA · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Century Next Bank is a bank based in Ruston, Louisiana, established in 1905, with $913 million in total assets across 7 branches. By Trust Grade it ranks 27th of 105 banks we track in Louisiana. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Century Next Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$913.3M
$100M–1B institution
Deposits
$794.4M
Branches
7
Capital ratio
12.0%
Top 27% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.6%
Top 26% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#27
of 105 banks

How Century Next Bank compares to Louisiana peers

Capital ratio
Top 27% of $100M–1B peers
Century Next
12.0%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
Century Next
1.6%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Century Next Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 1.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Century Next Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 210 Main Street, Crossett, AR 71635
  • 1218 Highway 133 N, Crossett, AR 71635
  • 603 N Main St, Hamburg, AR 71646
  • 505 N Vienna St, Ruston, LA 71270
  • 2109 Farmerville Hwy, Ruston, LA 71270
  • 2450 Tower Dr, Monroe, LA 71201
  • 1701 N 7th St, West Monroe, LA 71291

Are deposits at Century Next Bank insured?

Yes. Century Next Bank is an FDIC-insured bank (FDIC certificate #29700). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Century Next Bank: frequently asked questions

Is Century Next Bank a good bank?

Century Next Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.63%).

Is Century Next Bank FDIC-insured?

Yes. Century Next Bank is a FDIC-insured bank (FDIC certificate #29700). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Century Next Bank?

Century Next Bank holds $913 million in total assets, ranking 27th of 105 banks we track in Louisiana. It operates 7 branches.

Does Century Next Bank have CFPB complaints?

No CFPB complaints against Century Next Bank appear in our data over the analysis window, which is typical for a bank of this size.

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The Evangeline Bank And Trust Company
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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