Skip to main content
bank

United Community Bank

Raceland, LA · Est. 1964 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

United Community Bank is a bank based in Raceland, Louisiana, established in 1964, with $681 million in total assets across 11 branches. By Trust Grade it ranks 19th of 105 banks we track in Louisiana. Its capital ratio of 13.7% is stronger than 84% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against United Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$681.3M
$100M–1B institution
Deposits
$578.0M
Branches
11
Capital ratio
13.7%
Top 16% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.6%
Top 26% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#19
of 105 banks

How United Community Bank compares to Louisiana peers

Capital ratio
Top 16% of $100M–1B peers
United Community
13.7%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
United Community
1.6%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded United Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.7% capital ratio)
  • Strongly profitable (ROA 1.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 4626 Highway 1, Raceland, LA 70394
  • 200 E Bayou Rd, Thibodaux, LA 70301
  • 13386 W Main St, Larose, LA 70373
  • 605 North Alex Plaisance Boulevard, Golden Meadow, LA 70357
  • 590 Belle Terre Blvd, La Place, LA 70068
  • 17257 Airline Hwy, Prairieville, LA 70769
  • 11280 Coursey Blvd, Baton Rouge, LA 70816
  • 1227 Saint Charles St, Houma, LA 70360
  • 625 W Highway 30, Gonzales, LA 70737
  • 12328 Highway 44, Gonzales, LA 70737
  • 9817 Bluebonnet Blvd, Baton Rouge, LA 70810

Are deposits at United Community Bank insured?

Yes. United Community Bank is an FDIC-insured bank (FDIC certificate #19143). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Community Bank: frequently asked questions

Is United Community Bank a good bank?

United Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Strongly profitable (ROA 1.63%).

Is United Community Bank FDIC-insured?

Yes. United Community Bank is a FDIC-insured bank (FDIC certificate #19143). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is United Community Bank?

United Community Bank holds $681 million in total assets, ranking 19th of 105 banks we track in Louisiana. It operates 11 branches.

Does United Community Bank have CFPB complaints?

No CFPB complaints against United Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

South Louisiana Bank
bank · Houma, LA · $676M assets
Concordia Bank & Trust Company
bank · Vidalia, LA · $672M assets
Metairie Bank & Trust Company
bank · Metairie, LA · $658M assets
Homeland Federal Savings Bank
bank · Columbia, LA · $643M assets
Home Federal Bank
bank · Shreveport, LA · $642M assets
The First National Bank Of Jeanerette
bank · Jeanerette, LA · $638M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →