Patterson State Bank is a bank based in Patterson, Louisiana, established in 1925, with $332 million in total assets across 3 branches. By Trust Grade it ranks 94th of 105 banks we track in Louisiana. Its capital ratio of 7.9% trails most similarly sized banks (13th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Patterson State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Patterson State Bank compares to Louisiana peers
How we graded Patterson State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Patterson State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 801 N Victor Ii Blvd, Morgan City, LA 70380
- 4741 Highway 182, Berwick, LA 70342
- 1130 Highway 90, Patterson, LA 70392
Are deposits at Patterson State Bank insured?
Yes. Patterson State Bank is an FDIC-insured bank (FDIC certificate #12609). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Patterson State Bank: frequently asked questions
Is Patterson State Bank a good bank?
Patterson State Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.59%).
Is Patterson State Bank FDIC-insured?
Yes. Patterson State Bank is a FDIC-insured bank (FDIC certificate #12609). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Patterson State Bank?
Patterson State Bank holds $332 million in total assets, ranking 94th of 105 banks we track in Louisiana. It operates 3 branches.
Does Patterson State Bank have CFPB complaints?
No CFPB complaints against Patterson State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
