Merchants & Farmers Bank & Trust Company is a bank based in Leesville, Louisiana, established in 1928, with $536 million in total assets across 9 branches. By Trust Grade it ranks 65th of 105 banks we track in Louisiana. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Merchants & Farmers Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Merchants & Farmers Bank & Trust Company compares to Louisiana peers
How we graded Merchants & Farmers Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Profitable (ROA 0.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Merchants & Farmers Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 18625 Johnny B Hall Memorial Highway, Rosepine, LA 70659
- 4743 Main St, Anacoco, LA 71403
- 400 S 5th St, Leesville, LA 71446
- 4091 Nelson Rd, Lake Charles, LA 70605
- 3002 Colony Boulevard, Newllano, LA 71461
- 975 Beglis Pkwy, Sulphur, LA 70663
- 501 S 5th St, Leesville, LA 71446
- 1401 Loree St, Vinton, LA 70668
- 400 N 6th St, Leesville, LA 71446
Are deposits at Merchants & Farmers Bank & Trust Company insured?
Yes. Merchants & Farmers Bank & Trust Company is an FDIC-insured bank (FDIC certificate #9319). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Merchants & Farmers Bank & Trust Company: frequently asked questions
Is Merchants & Farmers Bank & Trust Company a good bank?
Merchants & Farmers Bank & Trust Company earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.91%).
Is Merchants & Farmers Bank & Trust Company FDIC-insured?
Yes. Merchants & Farmers Bank & Trust Company is a FDIC-insured bank (FDIC certificate #9319). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Merchants & Farmers Bank & Trust Company?
Merchants & Farmers Bank & Trust Company holds $536 million in total assets, ranking 65th of 105 banks we track in Louisiana. It operates 9 branches.
Does Merchants & Farmers Bank & Trust Company have CFPB complaints?
No CFPB complaints against Merchants & Farmers Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
