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Vermilion Bank & Trust Company

Kaplan, LA · Est. 1958 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Vermilion Bank & Trust Company is a bank based in Kaplan, Louisiana, established in 1958, with $149 million in total assets across 3 branches. By Trust Grade it ranks 17th of 105 banks we track in Louisiana. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.92% return on assets. No consumer complaints against Vermilion Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$149.0M
$100M–1B institution
Deposits
$130.4M
Branches
3
Capital ratio
11.6%
Top 31% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.9%
Top 14% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#17
of 105 banks

How Vermilion Bank & Trust Company compares to Louisiana peers

Capital ratio
Top 31% of $100M–1B peers
Vermilion Bank
11.6%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
Vermilion Bank
1.9%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Vermilion Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Vermilion Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 420 N Cushing Ave, Kaplan, LA 70548
  • 211 Main St, Gueydan, LA 70542
  • 900 Veterans Memorial Dr, Kaplan, LA 70548

Are deposits at Vermilion Bank & Trust Company insured?

Yes. Vermilion Bank & Trust Company is an FDIC-insured bank (FDIC certificate #17841). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vermilion Bank & Trust Company: frequently asked questions

Is Vermilion Bank & Trust Company a good bank?

Vermilion Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.92%).

Is Vermilion Bank & Trust Company FDIC-insured?

Yes. Vermilion Bank & Trust Company is a FDIC-insured bank (FDIC certificate #17841). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Vermilion Bank & Trust Company?

Vermilion Bank & Trust Company holds $149 million in total assets, ranking 17th of 105 banks we track in Louisiana. It operates 3 branches.

Does Vermilion Bank & Trust Company have CFPB complaints?

No CFPB complaints against Vermilion Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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