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Currency Bank

Baton Rouge, LA · Est. 1999 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Currency Bank is a bank based in Baton Rouge, Louisiana, established in 1999, with $248 million in total assets across 4 branches. By Trust Grade it ranks 36th of 105 banks we track in Louisiana. Its capital ratio of 15.3% is stronger than 91% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Currency Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$248.0M
$100M–1B institution
Deposits
$209.3M
Branches
4
Capital ratio
15.3%
Top 9% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.3%
Top 47% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#36
of 105 banks

How Currency Bank compares to Louisiana peers

Capital ratio
Top 9% of $100M–1B peers
Currency Bank
15.3%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
Currency Bank
1.3%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Currency Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.3% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Currency Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 200 N Faye Ave, Kaplan, LA 70548
  • 201 N Cushing Ave, Kaplan, LA 70548
  • 600 E Main St, Oak Grove, LA 71263
  • 7054 Jefferson Hwy, Baton Rouge, LA 70806

Are deposits at Currency Bank insured?

Yes. Currency Bank is an FDIC-insured bank (FDIC certificate #35019). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Currency Bank: frequently asked questions

Is Currency Bank a good bank?

Currency Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 1.26%).

Is Currency Bank FDIC-insured?

Yes. Currency Bank is a FDIC-insured bank (FDIC certificate #35019). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Currency Bank?

Currency Bank holds $248 million in total assets, ranking 36th of 105 banks we track in Louisiana. It operates 4 branches.

Does Currency Bank have CFPB complaints?

No CFPB complaints against Currency Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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